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It’s hard to believe everybody doesn’t have a PayPal account, but some people don’t, and many with good reasons. Many people starting online businesses may have been buying stuff for years online without having a PayPal account. Since PayPal allows purchasing through it with a credit card but without an account login, many people will just do that when presented with PayPal as the only payment option.
I can relate, because I am account-creation averse myself and for a time had a running dispute with PayPal that prevented me from using my account but did not prevent me from buying stuff with PayPal by paying without an account login.
You can earn commissions when people sign-up for merchant accounts through your referral link. The commission has limits, but it’s probably worth setting it up if you market, as I do, to people who want to start or grow online businesses.
PayPal has a referral program that pays commissions but they make it really hard to find your link.
I had a PayPal account with a referral link a while back, but I closed it and stopped using it and opened another…